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As the Q4FY25 results season approaches, investors are closely monitoring banking giants HDFC Bank, IDFC First Bank, and Yes Bank. With HDFC Bank and Yes Bank set to announce their quarterly earnings next week and IDFC First Bank scheduled for April 26, 2025, the market is abuzz with anticipation. According to a recent analysis by Mint, all three banks are poised to report improved sequential numbers, but each offers distinct opportunities for investors.
Performance Highlights
HDFC Bank
- Reported a 3.1% QoQ deposit growth, 3.3% rise in advances, and an 8.2% increase in period-end CASA deposits.
- Experts note steady profit growth, stable asset quality, and a strong technical setup with a potential breakout above ₹1820, targeting ₹2050.
IDFC First Bank
- Showed robust growth with a 4.7% QoQ loan increase, 6.7% deposit growth, and a CASA ratio of 46.9%.
- Despite concerns over provisions, its stock signals a bounce-back potential toward ₹67, appealing for short-term traders.
Yes Bank
- Recorded a modest 0.7% QoQ loan growth, 2.6% deposit rise, and a CASA ratio of 34.3%.
- Asset quality pressures and a weak technical outlook suggest caution, with a breakout above ₹18.25 needed for bullish momentum.
Expert Recommendations
Seema Srivastava from SMC Global Securities favors HDFC Bank for its consistent growth and stable fundamentals, making it ideal for long-term investors. Anshul Jain of Lakshmishree Investment and Securities highlights IDFC First Bank for short-term gains due to its bullish technical pattern, while advising a wait-and-watch approach for Yes Bank.
Conclusion
For long-term stability, HDFC Bank emerges as the top pick. IDFC First Bank suits aggressive traders seeking short-term opportunities, while Yes Bank requires further confirmation before investment.
Disclaimer
The views and recommendations in this article are sourced from Mint and reflect the opinions of individual analysts, not Procapitas News. Investors are strongly advised to consult certified financial advisors, assess their risk tolerance, and conduct thorough research before making investment decisions. Market conditions can change rapidly, and individual circumstances vary.
Source: Mint
