Some customers of Nationwide Building Society have started getting a £100 bonus straight into their bank account. Yeah, no joke. But it’s not for everyone, and they didn’t exactly shout it from the rooftops. It’s kind of a surprise offer, and a lot of people don’t even know they’re eligible. If you’re someone who has an account with Nationwide, you might want to check if you qualify because once it’s gone, it’s gone.
From what I can tell, you need to be using a current account, not just a savings or mortgage one. Also, you’ve got to have at least two active direct debits running — even small ones might work. And there’s a monthly deposit requirement too — around £1,000 going in. Some folks might meet that in other ways, but better to be safe and check the actual terms. Oh, and you’ve got to register for the offer. That’s the part people miss. Just having the account isn’t enough — you’ve got to opt in. So yeah, don’t assume you’re good to go until you’ve done that.
Why Some People Aren’t Getting the £100
Honestly, this part is kind of frustrating. A bunch of people online are saying, “I meet all the rules — where’s my money?” But turns out, even if you qualify, it doesn’t mean you’ll get paid instantly. Nationwide is doing this in batches, and not everyone sees the money hit their account right away. So if you're waiting, maybe give it a bit more time — but don’t ignore it either.
There are a few reasons you might be left out:
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You missed a step, like not registering properly.
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You don’t actually meet all the terms (maybe one direct debit was inactive or the deposit wasn’t enough).
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The bonus is still being processed — it can take up to 30 days, apparently.
If you're really unsure, log in to your account and look for any alerts or messages. And if you did opt in and everything seems right but you still haven’t seen the money, maybe it's worth reaching out to customer support just to be sure.
Also, a quick warning — there are scams out there. If someone contacts you claiming they need your bank details to send the bonus, ignore them. That’s not how Nationwide does it. The real bonus just shows up in your account — no forms, no phone calls, no texts asking for info.
Should You Bother with the Bonus? And Will There Be More in the Future?
Let’s be real — £100 for doing almost nothing? That’s not bad. If you already use your Nationwide account regularly and have those direct debits set up, it’s kind of a no-brainer. But it’s not perfect. The rules are kind of strict, and some people feel left out because they didn’t get notified or didn’t meet one little requirement. That part kinda sucks.
Still, Nationwide has done stuff like this before. There’ve been smaller offers — like £50 if you switch accounts, or £100 if you refer a friend. Some people have even got better savings rates for being loyal customers. So if this bonus doesn’t work out for you, there might be more coming. Honestly, if you're already a customer, it can’t hurt to turn on notifications in the app and check in once a month. Some offers are quiet, and if you're not paying attention, you might miss them.
Bottom line: If you qualify, don’t wait. £100 is £100. And who knows — maybe the next surprise reward is just around the corner.
