UPI payment services experienced a major outage, leaving users unable to complete transactions. Many turned to social media to report issues.


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UPI Faces Major Outage, Users Struggle With Payments Across India

Thousands of users across India reported issues with UPI (Unified Payments Interface) services on Friday, April 12. Several popular apps like PhonePe, Google Pay, and Paytm experienced problems, leaving people unable to make payments or complete transactions.

Users Flood Social Media With Complaints

People took to social media platform X (formerly Twitter) to complain about the issue. Many said they couldn’t send money, scan QR codes, or receive payments. Some shared screenshots showing failed transactions, especially on apps like Google Pay and PhonePe.

According to Downdetector, a website that tracks real-time outages, thousands of complaints were recorded. The most reported problems were related to payment failures and QR scanning not working.

What Caused the Outage?

As of now, the exact reason for the outage hasn't been confirmed. The National Payments Corporation of India (NPCI), which runs the UPI system, has not released a statement. PhonePe and Google Pay also haven’t officially commented yet.

These technical glitches are causing major disruptions as UPI has become one of the most popular ways to make digital payments in India.

How to Fix Failed Transactions on Google Pay and PhonePe

If your transaction didn’t go through, here are a few things you can try:

1. Wait and Try Again:
Many outages are temporary. Retry your transaction after a short break.

2. Check Your Bank Balance:
Sometimes money gets deducted even if the transaction fails. Check your bank app or passbook for confirmation.

3. Look for Refunds:
Failed payments are usually reversed within 24–48 hours. You’ll get the money back if it was deducted.

4. Update Your App:
Make sure your payment apps are updated. Bugs in older versions can cause issues.

5. Use Another Method:
If the app is still down, try using net banking, credit cards, or another UPI app.

FAQ

There was a widespread UPI outage affecting multiple apps. The issue may be from the backend UPI network or your bank’s server.

Yes, many PhonePe users reported payment errors on April 12, 2025, due to a technical glitch in the UPI system.

If money is deducted during a failed UPI payment, it is usually refunded automatically within 24–48 hours.

Try updating the app, checking your bank’s server status, or waiting a few minutes before trying again.

It could be from either, but when multiple apps are affected at once, it usually points to a wider issue with the UPI network.

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