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Mardul Sharma

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  • Published: May 13 2025 07:45 PM
  • Last Updated: May 23 2025 03:14 PM

Major changes to PIP, Universal Credit & disability payments are coming. Check if you’re affected & how to claim what you’re owed.


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If you're on disability benefits in the UK — or even thinking about applying — you might wanna sit down for this. Things are changing, and not in a small way. The government’s shaking up the whole system, and honestly, it’s got a lot of people worried. Payments are getting harder to access, assessments are changing, and some folks who used to qualify... suddenly don’t.

Let’s break it down so you know what to expect and what you can actually do to protect your benefits.

PIP Rejections Are Rising Fast

So, here’s the thing — way more people are getting turned down for Personal Independence Payment (PIP) this year. Like, a 72% increase in rejections. That’s wild.

  • Around 3 in 10 PIP claims are being denied now. Last year it was 1 in 5.

  • If you’re dealing with mental health stuff like anxiety or depression, it’s even worse — rejection rates are around 42% for that group.

  • A lot of people are saying their assessors aren’t even reading their GP’s notes. Like, actual medical evidence is being ignored.

One thing that’s actually been helping folks? Recording the assessment. It’s your legal right, and apparently, if you record it, your chances of getting a higher award go up by a lot. Something to keep in mind.

DWP Might Replace PIP Soon

There’s been a leaked report — kind of a big deal — that says the Department for Work and Pensions (DWP) is working on something called a “Health Transformation Plan.” Sounds fancy, but what it actually means is this:

  • They might scrap PIP and bring in something new called “digital health budgets” by 2025.

  • No more face-to-face assessments. Instead, they’re talking about using AI to watch videos of you and judge your condition.

  • Payments could drop for people with “moderate” conditions.

If your current award is about to expire, now’s the time to double-check your renewal date. They’re fast-tracking renewals before these new rules hit. It could make a big difference in what you get.

That £299 Payment? You Might Not Get It

You’ve probably heard about the £299 cost-of-living payment going out in July. But here’s the catch: not everyone on PIP will get it.

  • You have to also be on Universal Credit to qualify.

  • Because of this little rule, 1.2 million disabled people are missing out.

  • There is a smaller £150 disability bonus coming in September, but again, only if you’re already getting PIP.

If you’re not sure whether you got the payment, go check your bank account for something labeled “DWP COL”. A lot of folks don’t even realize they’ve missed it.

Universal Credit Is Catching People Out

This one hurts. New data shows a bunch of disabled folks on Universal Credit are getting sanctioned — basically having their benefits cut — and it’s up by a huge amount.

  • Over 63,000 disabled people have been sanctioned.

  • Missing just one scheduled phone call could mean three months without benefits.

  • Food bank use is doubling for those affected.

So yeah, if you see a call coming in from 0800 121 4433, answer it. That’s the DWP, and ignoring it can mess things up for you big time.

What's in the New “Green Paper” — and Why It Matters

The government has this new proposal they’re calling the Green Paper. Sounds boring, but it’s got some big changes buried in it, like:

  • No more cash payments — they want to give out vouchers or shop cards instead.

  • Only six months of support for people with short-term conditions.

  • Letting physios and nurses, not doctors, make the final call on your claim.

  • Requiring two years’ worth of medical records upfront.

  • Not allowing appeals unless you can show brand-new evidence.

You can actually give your opinion on this until August 30th, and honestly, you should. Head over to gov.uk/green-paper and say your piece.

A Few Benefits You Might Not Even Know Exist

Most people only talk about PIP, but there are some other programs out there that can really help. A few worth checking out:

  • Disabled Students’ Allowance – Helps cover uni costs, up to £25k a year

  • Motability Scheme – Lets you lease a car for free if you’re eligible for PIP mobility

  • Warm Home Discount – Saves you £150 off your energy bill automatically if you get PIP

If you’re not sure what you qualify for, try using the Turn2us benefits calculator. It’s free and honestly pretty easy to use.

Last-Minute Tips to Protect Your Payments

This stuff is frustrating, yeah. But there are a few simple things you can do to give yourself a better shot:

  • Make photocopies of every form you send in

  • Record your assessments — it’s totally legal as long as you’re part of the convo

  • Join PIP Facebook groups — real people share what worked for them

  • Ask Citizens Advice to check your application for free

  • Don’t take “no” as the final answer — most appeals actually succeed if you stick with it

If you made it this far, good. A lot of people are missing out on benefits just because they don’t know the rules are changing. So share this info with anyone who might need it. Seriously — it might save someone’s rent or grocery money.

Let’s not let people slip through the cracks because no one told them what was going on.

FAQ

Not yet – but the Green Paper proposes replacing it by 2025. Existing claims will continue until reassessed.

YES – Since June 2024, DWP can access bank data to “verify spending habits” of claimants.

Lead with your worst day – Assessors must consider fluctuating conditions. Keep a symptom diary.

NO – Many win claims with GP letters describing symptoms. Formal diagnosis helps but isn’t essential.

YES – Up to 1 year if you can prove you met criteria earlier. New claims take 12 weeks on average.

NO – Carer’s Allowance is separate. Your PIP increases what carers can claim, not reduces it.

Most get 2-5 year awards. “Light touch” reviews now happen yearly for stable conditions.

Nothing yet – But a new “Disability Energy Support” scheme is rumored for winter 2024/25.

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